Privacy Policy

Welcome to HiFinance.ai (“we,” “us,” or “our”). This Privacy Policy (“Policy”) outlines how we collect, use, disclose, and protect your personal information when you use our website and services. By using our website and any related services (collectively, the “Services”), you consent to the data practices described in this Policy. If you do not agree with any part of this Policy, you should discontinue using our Services.

This Policy applies to all Services provided through hifinance.ai and any related applications. We are committed to complying with all applicable privacy and data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), where applicable.

No Spam & No Email Selling

We value your trust and will never send you unsolicited or irrelevant emails (“no spam”). We also do not sell or rent email addresses or any other personal information to third parties. We may send you occasional service-related updates or newsletters, but only in accordance with your communication preferences and applicable law.

Information We Collect

1. Account and Profile Information

• Identifiers: Email address and encrypted password (stored via Supabase Auth).
• Preferences: User preferences and settings, including Finance focus areas (e.g., Investment Banking, Private Equity).
• Profile Information: Any additional details you choose to provide (e.g., your name, professional background).

2. Interaction Data

• Chat conversations with our AI models
• Practice interview responses
• Document uploads and content creation
• Feature usage patterns and preferences

3. Payment Information

• Payment details are processed securely through Stripe. We do not store your complete payment information.
• Subscription and billing history
• Transaction records

Artificial Intelligence (AI) and Machine Learning

Our platform integrates advanced AI models from third-party providers, including OpenAI and Anthropic, to power our Services. By interacting with these AI features, you acknowledge and agree that:

• Your chat conversations and content may be processed by our third-party AI providers in accordance with their respective privacy policies.
• We may use de-identified or aggregated chat data for reinforcement learning or other AI/ML methodologies to improve our models and deliver better Services.
• We implement industry-standard security measures to protect sensitive information related to AI interactions.
• You can request deletion of your chat history at any time through your account settings, subject to our legal and regulatory obligations.
• You have the right to opt out of having your data used for AI training purposes by contacting us at help@hifinance.ai.

Technical Infrastructure

We rely on trusted service providers to deliver and support our platform:

• Supabase: For secure database storage and user authentication.
• Stripe: For payment processing and subscription management.
• Vercel: For application hosting and deployment.
• AI Providers: For natural language processing, including but not limited to OpenAI and Anthropic.

Data Storage and Security

We are committed to protecting the security of your personal data. We use industry-standard technical and organizational measures to do so, including:

• Encrypted Databases: User data is stored in Supabase’s encrypted databases.
• Secure Archives: Chat histories are securely archived with appropriate access controls.
• File Storage: Files are stored in Supabase Storage with secure access controls.
• Payment Security: Payment information is handled solely by Stripe’s PCI-compliant infrastructure. We do not process or store your full payment details on our servers.

Please note that no security measures are infallible. While we strive to protect your personal information, we cannot guarantee its absolute security.

Your Data Rights

Depending on your jurisdiction, you may have certain rights over your personal data, including:

• Access: The right to request a copy of the personal data we hold about you.
• Rectification: The right to correct inaccurate or incomplete data.
• Deletion: The right to request that we delete your personal data, subject to our legal obligations.
• Portability: The right to receive your data in a structured, commonly used, and machine-readable format.
• Opt-out: The right to object to or restrict certain processing activities, including AI model training.

To exercise these rights, please contact us at help@hifinance.ai. We will respond to your request in accordance with applicable data protection laws.

Cookies and Tracking

We use essential cookies and similar technologies on our Services, which may include:

• Maintaining your authenticated session
• Remembering your preferences
• Analyzing platform usage
• Improving our Services

We do not use cookies for marketing purposes without your consent, where such consent is required by law. You can manage cookie preferences through your browser settings; however, disabling cookies may affect some functionalities of our Services.

Google Analytics

We use Google Analytics to help us understand how visitors use our website. Google Analytics collects anonymized usage data (e.g., pages visited, duration on site) through cookies. No personally identifiable information (PII) is sent to Google. We use this data solely to evaluate and improve our Services.

You can learn more about how Google collects and processes data by visiting Google’s Privacy & Terms. If you prefer to opt out of Google Analytics entirely, you can install the Google Analytics Opt-out Browser Add-on.

Children's Privacy

Our Services are not directed to individuals under the age of 16, and we do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us at help@hifinance.ai so that we can take steps to remove such information and terminate any related account.

International Data Transfers

By using our Services, you acknowledge that your information may be transferred to and stored on servers located outside of your state, province, or country. Where applicable, we rely on standard contractual clauses or other lawful mechanisms to transfer data across borders and ensure an adequate level of data protection.

Updates to this Privacy Policy

We may update this Policy from time to time as our Services evolve or as required by applicable law. If we make significant changes, we will provide notice through our platform or via email. Your continued use of the Services after any changes to this Policy indicates your acceptance of the revised Policy.

Contact Information

If you have any questions, concerns, or wish to exercise any of your data protection rights, please contact us at:
Email: help@hifinance.ai